I am a financial advisor with over 8 years of experience in credit risk management and business development. Throughout my career, I have helped dozens of startups and medium-sized enterprises secure financing and grow sustainably. In addition to my consulting work, I have been providing training courses in finance and investment for over 5 years, helping hundreds of graduates and entrepreneurs understand the fundamentals of financial management and investment decision-making. My goal is to be an effective partner in the development of individuals and companies, whether through consulting or training.