Certified Financial Consultant from the American Institute of Financial Counselors (CFC) Certified Financial Education Instructor from the US National Council of Financial Educators (CFEI) Certified Financial Literacy Professional from the US National Council of Financial Educators (CFLP) Certified Financial Planner and Wealth Manager from the Canadian Institute of Corporate Finance (FPWM) Practical experience of more than 15+ years in the financial field Practical experience of more than 10+ years in training I offer services: 1. Building personal financial goals 2. Personal financial planning 3. Personal financial management of income, savings, and expenses 4. Managing debts and obligations 5. Managing the credit rating file